Medicare Advantage: What you need to know

June 2, 2025
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Most Florida Blue Medicare plans come with dental benefits. Here are the key points to note:

  • Dual-Purpose ID Card: Members will use their Florida Blue Medicare HMO or PPO medical ID card, which also serves as their dental ID card.

  • Plan Type Reference: The Medicare Advantage (MA) ID card will indicate the medical plan type, which differs from the dental plan type.

    • Dental Benefits: All dental benefits included in MA plans are PPO or EPO.

    • EPO Plan Limitation: Exclusive Provider Organization (EPO) plans do not offer out-of-network benefits to members.

  • Network Participation: Only the dental plan type is relevant to your network participation status.

The MA plans offered by Florida Blue are detailed in the accompanying grid, showing the associated medical and dental plan types.

Medical Plan

Dental Plan

BlueMedicare Classic (HMO)

HMO

EPO

BlueMedicare Patriot (PPO)

PPO

PPO

BlueMedicare Preferred (HMO)

HMO

EPO

BlueMedicare Premier (HMO)

HMO

EPO

BlueMedicare Select (PPO)

PPO

PPO

BlueMedicare Value (PPO)

PPO

PPO