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Florida Employers Why BlueDental
/  Why Bluedental

Why BlueDental

Florida Blue has been meeting the health and dental insurance needs of businesses in Florida just like yours for over 75 years. Our experience is reflected in the value we provide to you and your employees.

Lower costs and better overall health

Dental health has a big impact on overall health and medical costs, especially for those with medical conditions affected by oral health. Our Oral Health for Overall HealthSM program integrates medical and dental care to help members with eligible conditions improve their overall health. This can help increase productivity, reduce absenteeism, and lower medical and dental costs for you and your employees.

Eligible employees are automatically enrolled (members can also self-enroll). Enrolled employees receive  additional, condition-specific dental benefits, as well as proactive outreach and education.

These benefits are covered 100% and can add up to $1,000 in dental services. Plus:

  • There’s no cost to participate and no out-of-pocket expenses
  • There are no waiting periods
  • Services don’t count toward the annual maximum.

Top-rated effective discounts 

Florida Blue has large, highly discounted PPO networks in Florida. Our BlueDental Copayment and Choice PPO networks are ranked #1 and #2 in Florida for effective discounts.* High levels of in-network utilization result in discounts that translate into significant savings for you and your employees.

A factor in this higher utilization is that BlueDental networks include the dentists your employees prefer to turn to for care. Our local network management team works hard to ensure our networks include only the highest-quality dental providers in the state.

A large and growing national network

BlueDental PPO plans feature an extensive network of dentists throughout Florida and nationwide.

When you offer your employees a dental plan that includes broad access to highly credentialed providers, in addition to the top-rated effective discounts, you’re providing them with a quality dental plan that not only completes, but also enhances their benefits package.

Benefits go further with Maximum Rollover

Dental benefits go further with our Maximum Rollover program. If your employees don’t use all of their benefit dollars in a given year, Maximum Rollover lets them save a portion of that money for use in future years. These extra funds can be used to offset the costs of unexpected care or to plan for major services. Members of qualifying plans are automatically enrolled and rollover dollars do not expire.

Maximum Rollover provides your employees with extra incentive—and funds—to practice preventive care and improve their overall health.

Industry-leading, locally focused service

We’re proud to have a strong local presence—we maintain offices and walk-in centers throughout the state. Your employees can expect convenient, responsive support in person, by phone, or online—they have 24/7 access to their dental benefits through their Florida Blue account online or through our mobile app. We consistently exceed industry standards with higher-than-average rates for responsiveness, first-call resolution, claims accuracy and turnaround time.

*“Milliman Research Report: 2021 Dental Actuarial Analytics PPO Network Study,” June 2022. This reflects the actual savings that customers realize as the discounted rates that we negotiate with our network providers combine with high in-network utilization.